Expert CFO guidance without the full-time cost.

Access strategic financial expertise to navigate growth, optimize cash flow, and secure funding—all tailored for Sub-Saharan African SMEs on a flexible, affordable basis.

Our cFO services

Services Provided by Fractional CFO

At FYNANCE, we understand that SMEs in Sub-Saharan Africa need more than just bookkeeping—they need strategic financial leadership to thrive. Our Fractional CFO service provides expert guidance without the cost of a full-time executive, combining human expertise with our AI-powered platform to drive your business forward.

Here’s what we provide and how it benefits you:

Strategic financial planning

Develop long-term financial strategies, including budgeting, forecasting, and growth roadmaps.
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Example: A retailer can use our CFO’s five-year forecast to plan a second store, increasing revenue by 25%.

Align financial goals with business objectives.

Ensure sustainable growth at all times.

Cash Flow Management

Optimize cash inflows and outflows to maintain liquidity and support operations.

Example: A startup can reduce payment delays by 30% with our CFO’s cash flow strategies, enabling timely supplier payments.

Avoid cash crunches, that stall progress.

Fund growth opportunities, to stay ahead.

Fundraising and Capital Access

Prepare business plans, pitch decks, and financial models to secure loans, grants, or investments.
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Example: A solar company can secure a $100,000 grant with our CFO’s investor-ready materials, boosting project capacity by 50%.

Attract funding to fuel expansion.

Preparing financial statements and strategies.

Financial Analysis and Reporting

Deliver detailed financial reports and insights to guide decision-making.

Example: A tour operator can increase margins by 15% after our CFO identifies cost-saving opportunities through monthly reports.

Gain clarity on profitability and performance.

Keeping all stakeholders informed, financially.

Risk Management and Compliance

Identify financial risks and ensure compliance with local regulations across Sub-Saharan Africa and UAE.
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Example: A small ISP can avoid $5,000 in tax penalties with our CFO’s guidance on VAT compliance.

Minimize penalties and protect your business.

Implementing risk management controls.

Mergers, Acquisitions, Exits.

Advise on business sales, mergers, or acquisitions, liquidation - including valuation and negotiations.

Example: A real estate firm can sell a division for 20% above market value with our CFO’s strategic exit planning.

Maximize value during major transactions.

Lead negotiations at all stages of any activity.

Tailored Solutions for Every Stage

Building Your Financial Foundation

Set up robust financial systems, create budgets, and secure initial funding to launch your SME with confidence. From crafting investor-ready business plans to ensuring tax compliance, we lay the groundwork for success.

Set up essential financial systems.

Establish budgets, setup accounting systems.

Ensure compliance from day one.

Navigate Growth with Confidence

Optimize cash flow, refine financial strategies, and access capital to expand operations. We help you navigate growth challenges with detailed forecasting and risk management.

Keep a control on cash flow.

Setup rigid processes to manage expenses.

Even about the hard things

Scale fast with Strategic Vision

Drive rapid expansion with advanced financial models, M&A advice, and exit planning. Our CFOs ensure your finances support ambitious growth and maximize value.

Implement advanced financial planning.

Implement performance tracking to sustain rapid growth.

Performance tracking to sustain rapid growth.

Why Choose FYNANCE’s Fractional CFO?

Regional Expertise

Our CFOs are well-versed in local regulations, tax laws, and market dynamics, ensuring tailored advice that fits your context.

Integrated AI Platform

Unlike traditional CFO services, we combine human expertise with FYNANCE’s AI tools, providing real-time insights and predictive analytics for smarter decisions.

Proven Results

Our clients have achieved measurable outcomes, from securing funding to boosting profitability, as seen in multiple client cases.

Flexible Engagement

Work with our CFOs on a schedule that suits you—weekly, monthly, or project-based—without long-term commitments.

Holistic Support

Pair our CFO services with FYNANCE’s bookkeeping and tax filing for a complete financial solution, streamlining your operations.

Cost-Effective Expertise

Access top-tier financial strategy at a fraction of the cost of a full-time CFO, ideal for SMEs with limited budgets.